Personal Relationships Magic

A Cyprus holiday offers so much more than catching rays on the beach and clubbing in Ayia Napa. If you’re a group of adults in search of culture or fine cuisine, or a family seeking safe beaches and plenty to entertain the children, Cyprus is sure to tick all the boxes. Western Cyprus is the ideal location if you’re looking for traditional charm, a slower pace of life and architectural heritage, whilst the east coast is arguably the place to find the island’s most beautiful beaches and most enticing coves.

Pathos in Cyprus is one of the most popular resorts on the island because it combines archealogicial history with a cuturally diverse, bustling resort. The coastal part of the town is known as Kato Pathos and has a harbour with a beautiful promenade and a wide choice of open air cafes and bars. The Pathos weather and the island of Cyprus is superb with appoximately 300 sunny days per annum. With this great climate, you will want to while away each evening in one of several well known Pathos restaurants

13km north of Pathos lies the growing resort of Coral Bay Beach which is a more peaceful alternative to Pathos, plays host to one of the finest beaches in the area. There’s a huge selection of quality hotels, catering for all your holiday needs. Enclosed by a pair of rocky headlands, the beautiful slowly shelving sandy beach is an excellent place to chill out and enjoy the sun. Recliner beds and beach umbrellas can be rented for an inexpensive daily chage. Coral Bay beach also has an excellent beach side bar offering a good choice of drinks, tasty bar snacks and toilet facilities. Coral Bay beach also has a large free car park.

The WB’s hit show One Tree Hill recently entered it’s 6th Season to the delight of many fans.  One Tree Hill originally premiered on September 23, 2003, and this 6th season started this October and fans of the show received even more good news when the shows writer, Mark Schwahn, signed a contract which guarantees a 7th season!

This really isn’t suprising since One Tree Hill has consistently been one of the top shows on the WB and it actually competes decently with network shows during the same timeslot.  Season 6 has succeeded in continuing to impress and the plot is really starting to thicken.  The characters are all out of college during season 6 and the plot definitely includes more mature themes.  The typical huge cliff hangers that were present throughout the first 5 seasons are not regular events this season so far, which for some may be welcome relief.  

If you enjoyed shows like Dawsons Creek, Felicity and even The O.C., you will almost certainly enjoy One Tree Hill.  It is my personal opinion that the writing is significantly stronger in One Tree Hill than it’s predecessors, so you will not go away disappointed.

If you’re new to One Tree Hill, you can watch all seasons of Watch One Tree Hill Online.  You will find that all One Tree Hill Episodes are included, and the quality is very decent.  Season 6 is available on the WB’s website, but you can get free one tree hill episodes from the other seasons elsewhere.   

The free range pig herd at Wallops Wood Dairy Farm, in Droxford, Hampshire, was established in 2004 by Sam Martin and his wife. Dairy farming had been in Sam’s family for generations but Sam wasn’t interested in commodity farming. The couple were keen to establish a farm producing food that they really believed in and were happy to eat themselves day in, day out. Their rare breed Gloucester Old Spot pigs are free to roam on the chalk hills of the farm, supplementing their cereal based diet with grass, maize, apple pulp and whatever else they forage from the earth.

The free range, slowly grown, pork is cut and packed on the farm by their own expert butchery team. Hams and bacon are dry cured on-site. This enables full traceability of the product.

Customers include several Michelin starred restaurants, a secondary school and the local village shop. Pork is delivered free of charge by the farm to their customers. This Hampshire food producer is forward thinking. In the future they plan to reach a wider customer base by selling their free range pork on-line.

Their website is designed to inspire keen cooks with recipes using their pork, including ‘Home Made Raised Old Spot Pork Pies’ and ‘Home Made Faggots’.

Quotations from chefs who are happy customers also reinforce the quality and desirability of their produce. Adam Cordery the Chef/Proprietor of The Bakers Arms in Droxford, Hampshire says,

“We have found that Wallops Wood Dairy’s pork is a great selling point in our restaurant due to the fine quality of the product. In fact, we are serving more roast pork than beef which is highly unusual.”

As gas prices continue their unpredictable nature, many people are looking for a final solution to the madness. Most of us have better things to focus our attention on than what it’s going to cost us to fill up in the morning. All things considered, searching for ways to increase gas mileage is something most of us need and should do.

As we seek out different ways to increase gas mileage we begin to see some things that can be done. The first thing we can do is to take our lead foot of the gas. Next, we can make sure that the tire pressure in our tires is up to the manufacturers recommendations. Another thing that we can look at is verifying that our brakes are not sticking causing more drag on the engine. And lastly, be sure to keep your car on a regular service schedule. All of these things will go a long way in our fight to save a little extra cash at the pump.

Sometimes though, doing what is recommended is just not enough when finding ways to increase gas mileage. There are now devices that allow us to see an incredible 50 percent increase in our fuel economy. One of the more popular technologies uses distilled water and gas to run an engine in an efficient manner.

Even though this technology is becoming more mainstream, there are still a few who have never heard of it. The basics are that a truck or car is transformed with what is known as a Hydrogen generator. The generator is a small device that easily fits under the hood and mixes water and gas to from a vapor called Hydrogen Oxygen or HHO. With this new mixture, our cars and trucks will become more efficient allowing us to see great improvements in fuel economy.

A cool side affect to this technology is it’s positive impact on the environment. Because your car in using less gas, the HHO emission’s are less harmful to the environment. Another added bonus is that your engine will have a longer life due to the limited amount of carbon build up on your engine.

Sit back and daydream for a bit about what you could be buying besides gas. If you think about it, you could literally saves hundreds of dollars over the course of a year. It is no wonder that an HHO fuel kit or Hydrogen generator are fast becoming excellent ways to increase gas mileage and save money. Keep this in the back of your mind the next time you find yourself getting angry after paying a boatload to fill up your car.

IntroductionLearning to budget your finances is one of those things where some people have no problem, yet others cannot do it for the life of them. Those of us who find budgeting easy and satisfying don’t really understand those people who can never manage their money properly.

1. Mr Macawber in David Copperfield by Charles Dickens, propounds the concept of budgeting. “Annual income twenty pounds, annual expenditure nineteen pounds six, result happiness. Annual income twenty pounds, annual expenditure twenty pound nought and six, result misery.” Charles Dickens, David Copperfield, 1849 English novelist (1812 - 1870)

Spend a penny more than you get and you will always be in debt, as I found to my cost when first setting up my website design business, specialising in cms, But spend a penny less than you get and you will always feel rich which we have now achieved. This may seem very evident, but how often do we find we are spending more than we can afford? There are tempting offers within our grasp every day and it’s difficult to resist when they try to make us believe we might never get such an opportunity again. • Hands up if you are someone who has difficulty managing your money?• Hands up if you do not know how to administer your finances?• Hands up if you find it difficult to resist tempting offers?• Hands up if you are in arrears?• Hands up if you don’t know how you are going to make ends meet for the future?

If you have all your hands in the air (and your feet!) it’s time to do something about it. (In other words take yourself in hand!!) Sorry about the pun.

2. The first thing you need to understand is that people who are trading are in business to make money and they want their businesses to grow. To do this they have to increase sales, so they have to make things irresistible to the customers like you and me.

So remember, the next time you are owing money and struggling to pay the bills, there is some big guy out there raking in the profits. They are taking your hard earned cash and leaving you poor.

Change of MindsetPeople who do not budget and find it difficult to manage their money seem to have a particular mindset. For instance, there may be an idea from childhood that being careful with money indicates to the world that a person is stingy. Being reckless then equates with generosity and not being largess. If you are loaded then spending money freely is not a problem, but if you are on a limited income or just never seem to have enough, then living within your means looks like a good idea.

3. One of the ways to change your thinking is to ask yourself, ‘who is the best person to benefit from your hard earned money’? Is it the big companies who are making loads of profit already(Fat cats) paying their executives million pound bonuses, or you!

Anxiety about your ability to manage your money and fear of figures may cause you to ignore. I had a friend who admitted this to me and when I said I enjoyed the online banking system and being in charge of moving my money around and how easy I found it; she immediately changed her mind set and decided she could handle the online banking system and researched the best way to invest her money to make more of what she had.

Give yourself permission to think that being in control of your money is a practical way to remove the stress you experience around finance. That will give you more energy to enjoy life more and make even more money.

Guidelines to LiquidityThe most difficult thing to do is to face the veracity. When someone is on a spending spree they are out of control and out of touch with reality. The fantasy ignores the cost and the consequences of overspending (ie. How it’s going to get repaid).

So the first thing you need to do is keep a record of everything you spend your money on. At this stage do not try to change what you normally do. Have a cash note book and write down all the things you can think of that you buy. This includes household bills and food, mobile phone, TV. Put a figure in the corresponding column. If you have actual amounts put them in, if not make a stab at it. Leave space for the things you don’t remember or even consider expenses. Beer, cinema, clothes even the coins you toss to street entertainers. Categorise it as fun money or entertainment funds.

Every time you take money out of your pocket/wallet/credit card/bank, write down what you use it for. Do this over one month, and by then you will have a fairly comprehensive list of your expenses. Make a total at the bottom of the page and on the opposite page write down all your income. When I first did this I found that one of my largest expenses was shop bought sandwiches every day!

Compare the totals. Have you spent more or less than you receive? Is your life going towards happy or miserable? It is at this point you really need to make a shift in your thinking.

Start by being penny pinching to people who want to sell you things. Look around for the best deals and always ask to renegotiate deals. I went on a negotiating course some years ago and the following week I put into practise what we had learnt. I reduced my spending by $350, just by asking!

Carry only a minimum amount of small change on you so that you are not tempted to fritter away $20 on some impulse purchase you don’t need. Those dollars add up fast and before you know a hundred dollars in your pocket is gone.

Cut up your credit card unless this is the most convenient way to pay regular items and you clear the balance at the end of each month. Use only one credit card, and find one that gives points for purchases. These mount up and you can claim vouchers to spend in your favourite shops. Also find a credit card that will take the full amount by direct debit every month so you don’t miss payments, accrue interest charges and generate a large fine.

Make a list when you go shopping and only buy what is on that list. OK, some things you may have forgotten to put down but make sure you avoid the impulse purchases. Keep a list in the kitchen and only put things on it when you have run out. Use up products in the refrigerator and freezer to reduce waste and keep spending to a minimum.

Become a frugal shopper and consumer. Try and use up coupons, saving a few saved cents per purchase can really add up. Searching through clearance sections in stores is another way to save money. You may be pleasantly surprised to see how much you can reduce your bill on your usual grocery haul.

Conclusion Budgeting is not for the fainthearted. It means fighting the urge to buy what is not needed. I run a web site design company and if you are like me the temptation is strong to buy all the latest gadgets. But if you can think yourself into a new mind set you will find it much easier to change the habits of a lifetime. Be sure that all expenses are accounted for when you take stock of your situation. Once you have your finances under control, there will be enough surplus to save and allow to grow for the special events you may want to indulge in in life.

If you still have difficulty curbing your shopping habit, take a friend or relative with you on outings. Someone you can trust to steer you away from temptation. Once you conquer your shopping demons, you will be proud of yourself for doing so and feel a great sense of accomplishment. So don’t be overwhelmed, grab that pen and paper and get on track to prosperity.

Happy Budgeting